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Banking-as-a-Service (BaaS), made simple

We help financial institutions across Africa offer digital wallets and payment processes, all through one easy-to-use API. Whether you're a financial institution, fintech, MNO, retailer or other business, our BaaS platform gives you what you need to launch and manage digital financial services.

Modern banking, made simple with EFT Corporation's BaaS Platform

EFT Corporation’s Banking-as-a-Service platform supports the creation of digital wallets and payment tools tailored to business needs.

Built in onboarding workflows and KYC configuration tools keep your customers compliant and within the regulatory requirements of each region.

Additional features, such as in-app bill payments, third-party integrations, card issuing, and payment processing, can be added directly into the wallet.

99.999%

Uptime on Processing Services

KYC and Digital Onboarding

Digital Wallets

Payment processing functionality

Value-Added Services (VAS) integrations

Virtual and physical card issuing

Our BaaS Offerings

Digital Wallets

Issue and manage wallets to individuals, SMEs, or merchant programmes, with support for multiple currencies (fiat and non-fiat) and custom wallet setups.

Onboarding & KYC


Make onboarding simple with customisable KYC flows. Capture documents, verify IDs, and run real-time AML and fraud checks for individuals, merchants and SMEs.

Value-Added Services (VAS)


Let wallet users pay bills, top up airtime, or buy electricity, directly from their wallets. Easily integrate with local VAS providers.

Other Product Add-ons (Enhance BaaS Functionality)

Issue and manage branded cards, enable merchants to accept payments across any channel, and process transactions securely across ATM, POS, eCommerce, and more, all from one platform.

Our BaaS Platform: Built for modern banking and built to solve real challenges

Low development costs

A ready-to-launch platform designed to reduce build time and cost, ideal for the African market.

Simplified technical deliver

Our single integration API handles the complexity, and heavy lifting on your behalf.

Streamlined compliance

Our BaaS platform is pre-certified and compliant, simplifying the regulatory complexity.

Faster time to market

A ready to go setup that speeds up delivery and reduces delays.

Flexible deployment

We provide hosted and self-hosted options, plus full operational support.

Scalable by design

EFT Corporation's flexible API-banking platform supports smooth integration and growth.

Expanding financial access

Supports institutions to reach more people and offer services in underserved areas.

Connected customer and partner journey

Our BaaS platform simplifies onboarding and improves the experience for everyone involved.