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Power Every Payment with EFT Corporation’s Switching Solution

Move money fast and securely with our payment switching and orchestration tools, built for banks, telcos, and large enterprises in Africa, whether hosted by EFT Corporation or by you.

Smart Switching, Real Impact

Our platform is built to make complex transaction flows simpler. Whether they happen online or in-store, your customers enjoy smooth, uninterrupted payments.

With over 25+ years of experience in payments, we’ve built deep industry knowledge, to provide easy-to-use tools and strong support. This includes better fraud protection through our switching system, plus value-added services like fraud detection and monitoring.

1
Support for Every Integration
We support both traditional systems like ATMs and POS, and newer ones like e-commerce, mobile payments, and value-added integrations.
2
Advanced Extra Services
Our platform includes smart tools to help stop fraud, live dashboards to track activity, automatic tools for balancing and reporting, and regular system checks.
3
Flexible Setup Options
Whether hosted by EFT Corporation or self-hosted, you get full access and the ability to build new switching capabilities as your needs evolve.
4
Host-to-Host Connections
We connect to a network of hosted switches across Africa, making it easy for banks to work together, even across borders.
5
Complete Settlement Support
Our system helps both the card issuer and the payment receiver settle transactions smoothly and reliably, from start to finish.
6
Expert Professional Services
Our engineering teams work directly with you to build new switching capabilities and enhance existing ones to ensure long-term success.

Our Switching & Payment Processing Offerings

ATM Driving

Our ATM Driving solution powers reliable, real-time processing for withdrawals, deposits, and balance checks. We connect ATMs directly to banks and payment networks using secure, standards-based protocols, managing the full transaction flow from authentication to settlement.

Fraud Services

Our Fraud Services monitor every transaction in real time, spotting and stopping suspicious activity before it becomes a threat. Using rule-based logic and machine learning, we deliver accurate risk scores and instant alerts. You get a customisable fraud portal with full visibility and control, so you can protect your business and your customers with confidence.

Host to Host Switching

Our Host-to-Host integration connects your core systems directly to our switch for fast, secure transaction processing. Built for ISO8583 and ISO20022 formats, it’s ideal for institutions with mature infrastructure that need reliable, scalable connections, without added complexity.

Issuer and Acquirer Settlement

We automate settlement and reconciliation for both issuers and acquirers. We deliver daily and cycle-end files, calculate interchange fees, and provide detailed reporting, ensuring fast, accurate settlement across all parties.

Professional Services

Our Professional Services team is here to help, from setup and training to upgrades and compliance. We provide hands-on guidance and technical support to keep your switching environment running smoothly and performing at its best.

We also support the purchase and setup of essential switching hardware, like Thales Hardware Security Modules to protect sensitive transaction, and high-availability, fault-tolerant servers from Stratus Technologies to ensure a trusted, always-on switching environment.

Here's what sets EFT Corporation's Switching and Payment Processing apart

Cost-Effective from the Start

Avoid large upfront infrastructure costs. Our hosted switching platform is ready to go, already connected to multiple payment networks and partners. You only pay for what you use.

Built for Complex Needs

We support large, African banks through active-active, multi-site deployments that deliver high-speed processing, 24/7 uptime, and reliable disaster recovery.

Flexible and Easy to Adapt

Our flexible platform makes it simple to build and update interfaces quickly, with minimal disruption, even as your needs evolve.

Connected from the Start

Use our existing connections with banks and MNO's to launch faster and reduce the time and effort needed to get started.