Compliance Risk Management: Risk Identification, Assessment, Monitoring, Training, Reporting and Analysis
- Provide strategic leadership and oversight in the development of enterprise-wide regulatory compliance frameworks.
- Lead the compliance risk management process, providing guidance to the team and business on compliance risk identification, assessment, control implementation, and thematic monitoring to support proactive risk mitigation.
- Develop in consultation with business, the overall Regulatory/Compliance Universe.
- Lead Compliance Risk Management Programs for key legislation specifically, including but not limited to Data Privacy, AML and Market Conduct.
- Develop and implement an annual monitoring plan based on key risk themes and or high-risk obligations.
- Develop and implement action plans to close any identified compliance gaps.
- Implement control mechanisms, such as audits and self-assessments, to detect and prevent non-compliance.
- Develop, maintain and implement an annual compliance training plan
- Compile and deliver internal and external compliance reports.
- Ensure regular engagement with business to identify compliance risks and advisory services.
AML, TF, Sanctions Programme
- Lead regulatory horizon‑scanning and provide strategic regulatory insights to enable business preparedness, influence product design and ensure risk mitigation.
- Conduct compliance related research where required to support new products or business requests.
- Provide regular updates to the EXCO, ARC and Board on upcoming regulatory trends and developments impacting the business.
Governance and Corporate Governance
- Oversee the development, approval and continuous improvement of governance frameworks, ensuring compliance with the Companies Act, alignment with King IV/V and any other applicable laws and regulations. In addition, ensure integration into group risk management architecture and alignment to document‑control standards
- Provide operational and administrative support to governance committees and ensure effective management, oversight and reporting in line with best practice.
- Communicate relevant key policies, frameworks and governance requirements to relevant business stakeholders.
- Manage governance documentation and company records.
- Support Group CFO in other related governance matters as they arise.
Group Risk Management Framework: Development, Implementation and Management
- Ensure that the Risk department effectively develops, implements, and manages the Group Risk Management Framework by providing structured oversight in the following areas:
- Business risk strategy alignment
- Risk management framework development and implementation.
- Risk assessment controls and monitoring.
- Stakeholder Engagement and Organisational Buy‑In.
- Oversight of Key Risk Tools (KRIs, RACAs, Risk Appetite Statements).
- Reporting and Escalation.
- Third‑Party and Supplier Risk Management.
Stakeholder Engagement
- Provide strategic leadership in managing relationships with key internal and external stakeholders, including the Boards, governance committees, Executive leadership, operational teams, and cross-functional business units.
- Act as the organisation’s senior representative and primary point of accountability in all regulatory interactions, including with regulators, supervisory bodies, sponsor banks, payment system stakeholders, and relevant industry forums (FIC, FSCA, Payment Industry Body, etc.).
- Proactively coordinate, prepare for, and lead regulatory inspections, supervisory reviews, compliance audits, and all official regulatory responses to ensure the organisation maintains strong regulatory credibility.
- Promote Compliance as a strategic business partner, providing authoritative guidance, influence, and thought leadership to shape business decisions and ensure alignment with regulatory and governance expectations.
- Establish and maintain a structured stakeholder engagement framework to ensure timely communication, escalation, and resolution of compliance-related matters across the organisation.
Compliance /Governance Roles, Licenses and Administration:
- Staying up to date with the latest technology trends and developments.
- Identifying and assessing new technologies and solutions that can improve the organization's overall performance.
- Proactively sharing, documenting and presenting technology enhancements internally.
People and Leadership:
- Build and lead a high‑performing compliance function with appropriate succession, capability development, and alignment to group strategic objectives.
- Drive transformation Goals.
